XO Financial
Serving Texas educators since 2001. Now expanding nationwide. (254) 735-1900
The SIMRP for Business Owners

See if the SIMRP fits your business — in 15 minutes.

A voluntary wellness benefit designed to put more money in your employees' paychecks and lower your payroll taxes, with no net cost.

What we'll cover

Who qualifies

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Prefer to reach out directly? Call or text (254) 735-1900

Serving Texas educators since 2001. Today we run the SIMRP for districts with 3,000+ employees. The plan structure has been reviewed by independent tax counsel.